It's YOUR responsibility to know if you have the right coverage, not your "insurance Professional" That's basically what MA Law says

 The issue has come up in several Massachusetts cases involving claims by businesses against their insurance agents. In those cases, the businesses claimed that the coverages that the insurance agent promised to get them were not in the actual policy. In each of those cases, however, the Massachusetts Supreme Judicial Court (“SJC”) held that even in cases where an insurance agent makes a misrepresentation to its customer about the insurance coverage, the insurance customer still has a duty to read the insurance policy and check for itself if the promised coverage is actually in the policy And Specifically, the SJC held that “a business entity . . . should read its policies rather than rely on representations by an agent.” Sarnafil v. Peerless Insurance Co., 418  Mass. 295, 307 (1994). Crazy right, we think so too, but don't worry we got you covered call or text today for a free policy review before it's too late

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